Detailed Syllabus

Semester 1: Business & Financial Foundations

1. Principles of Management
   • Functions of management (Planning, Organizing, Staffing, Directing, Controlling)
   • Case: Leadership styles in banks (HDFC vs. SBI)
2. Business Economics
   • Microeconomics (Demand-Supply, Elasticity)
   • Macroeconomics (GDP, Inflation, Monetary Policy)
3. Financial Accounting
   • Basics of bookkeeping (Journal, Ledger, Trial Balance)
   • Bank balance sheet analysis
4. Business Mathematics & Statistics
   • Time value of money (PV, FV, Annuities)
   • Statistical tools (Mean, SD, Correlation)
5. Business Communication
   • Report writing, formal communication in banking

Semester 2: Core Banking & Finance Concepts

1. Principles of Banking
   • Types of banks (Commercial, Cooperative, NBFCs)
   • Core Banking Solutions (CBS)
2. Financial Markets & Institutions
   • Role of RBI, SEBI, IRDA
   • Money market vs. capital market
3. Retail Banking Operations
   • Deposit accounts (Savings, Current, FD)
   • Loan products (Home, Auto, Personal loans)
4. Cost & Management Accounting
   • Costing methods (Absorption, Marginal)
   • Budgeting in banks
5. Computer Applications in Banking
   • Excel for financial calculations
   • Tally for accounting

Semester 3: Advanced Banking & Financial Services

1. Corporate Banking
   • Working capital finance, Cash credit, Overdraft
   • Syndicated loans
2. Investment Banking Basics
   • IPO process, M&A advisory
   • Case: Paytm IPO failure analysis
3. Risk Management in Banks
   • Credit risk, Market risk, Operational risk
   • Basel III norms
4. Insurance & Pension Products
   • Life & General insurance products
   • NPS, Atal Pension Yojana
5. Financial Statement Analysis
   • Ratio analysis (Liquidity, Solvency, Profitability)

Semester 4: Specializations & Practical Training

1. Digital Banking & FinTech
   • UPI, IMPS, NEFT, RTGS
   • Blockchain in banking
2. International Banking
   • Forex management (Spot, Forward rates)
   • SWIFT, EXIM Bank
3. Internship (4-6 weeks)
   • Roles:
     • Retail banking trainee (SBI, ICICI)
     • Financial analyst intern
4. Banking Software Training
   • Finacle, Core Banking Systems
5. Project Work
   • Case study: Digital transformation of PSU banks

Semester 5: Financial Regulations & Strategic Management

1. Banking Laws & Regulations
   • RBI Act 1934, Banking Regulation Act 1949
   • SARFAESI Act, NPA management
2. Wealth Management
   • Mutual funds, ETFs, Portfolio management
   • Tax planning
3. Derivatives & Risk Hedging
   • Futures, Options, Swaps
   • Hedging forex risk
4. Microfinance & Financial Inclusion
   • SHG-Bank Linkage, PMJDY
   • Role of NABARD
5. Elective (Choose 1)
   • Behavioral Finance
   • Cryptocurrencies & CBDCs

Semester 6: Industry Integration & Research

1. Financial Modeling
   • Excel-based DCF, Valuation models
2. Global Financial Systems
   • IMF, World Bank, Asian Development Bank
3. Comprehensive Viva
   • Mock interviews with bank recruiters
4. Final Dissertation
   • Topics:
     • "Impact of Digital Lending on NPAs"
     • "RBI’s CBDC (e-Rupee) Pilot Analysis"
5. Certification Prep
   • NISM/Certified Banking Professional (IIBF)

Key Practical Components

• Bank Branch Visits: Shadowing bank managers
• Stock Market Simulations: Virtual trading platforms
• Guest Lectures: By RBI officials, FinTech founders