Semester-wise Syllabus for BBA in Banking & Insurance

Semester 1: Foundation Courses

1. Principles of Management

   • Introduction to management theories, leadership, and organizational behavior.

2. Business Mathematics & Statistics

   • Mathematical and statistical tools for financial analysis.

3. Financial Accounting

   • Basics of accounting, balance sheets, and financial statements.

4. Business Communication

   • Professional communication skills for banking and insurance sectors.

5. Microeconomics

   • Supply, demand, market structures, and economic decision-making.

6. Introduction to Banking & Insurance

   • Overview of banking systems, insurance types, and industry roles.

Semester 2: Core Business & Financial Concepts

1. Macroeconomics

   • National income, monetary policies, inflation, and fiscal policies.

2. Marketing Management

   • Marketing strategies, customer behavior, and branding in BFSI (Banking, Financial Services, and Insurance).

3. Business Law

   • Legal frameworks for contracts, negotiable instruments, and banking regulations.

4. Financial Management

   • Capital budgeting, risk-return trade-offs, and financial planning.

5. Principles of Insurance

   • Fundamentals of life/general insurance, underwriting, and claims.

6. Computer Applications in Banking

   • Basics of banking software, fintech, and digital transactions.

Semester 3: Banking Operations & Regulations

1. Banking Laws & Practices

   • RBI regulations, KYC/AML norms, and banking compliance.

2. Retail Banking & Services

   • Loans, deposits, credit cards, and customer relationship management (CRM).

3. Risk Management in Banking

   • Credit risk, market risk, and operational risk mitigation.

4. Corporate Banking

   • Trade finance, working capital management, and corporate loans.

5. Financial Markets & Institutions

   • Stock markets, mutual funds, NBFCs, and SEBI regulations.

6. Insurance Products & Services

   • Life, health, motor, and property insurance products.

Semester 4: Insurance & Risk Management

1. Actuarial Science Basics

   • Probability, mortality tables, and premium calculation.

2. Underwriting & Claims Management

   • Risk assessment, policy issuance, and claim settlement processes.

3. Reinsurance & Global Insurance Markets

   • Risk-sharing models and international insurance practices.

4. Investment Management

   • Portfolio management, asset allocation, and securities analysis.

5. Digital Banking & Fintech

   • UPI, blockchain, mobile banking, and AI in financial services.

6. Business Ethics & Corporate Governance

   • Ethical practices in banking and insurance sectors.

Semester 5: Advanced Banking & Insurance

1. International Banking & Forex Management

   • Foreign exchange markets, trade finance, and cross-border banking.

2. Life & Health Insurance

   • Policy structures, annuities, and health insurance models.

3. Wealth Management & Financial Planning

   • Tax planning, retirement funds, and estate planning.

4. Cyber Security & Fraud Prevention

   • Data protection, fraud detection, and regulatory compliance (e.g., GDPR).

5. Elective 1 (Choose one)

   • Microfinance / Islamic Banking / Pension Systems

6. Internship (Bank/Insurance Company)

   • Practical exposure to banking/insurance operations.

Semester 6: Specializations & Capstone

1. Risk & Compliance in Insurance

   • Solvency II, IRDAI regulations, and risk modeling.

2. Merchant Banking & Financial Services

   • IPOs, mergers & acquisitions, and advisory services.

3. Emerging Trends in BFSI

   • InsurTech, RegTech, and open banking.

4. Strategic Management in Banking

   • Competitive strategies and SWOT analysis for financial institutions.

5. Elective 2 (Choose one)

   • Agricultural Insurance / Marine Insurance / Behavioral Finance

6. Research Project / Dissertation

   • Case study or research on banking/insurance trends.